Fixed Deferred Annuity

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Low Risk for the Long Term

A fixed deferred annuity offers a guaranteed fixed rate for a specific period of time and your principal is guaranteed never to decrease in value. Purchased with either a lump sum or in installments, your money has the chance to grow tax-deferred over a period of time before your payouts begin.

At the same time, your principal and interest is guaranteed based on the claims-paying ability of the issuing insurance company. And when your payouts begin, you can receive a guaranteed level of income for the rest of your life or for a period you select. You’ve worked hard over the years. Now’s the time to plan your retirement with confidence.

Surrender charges may apply.

Is a Fixed Deferred Annuity Right for You?

Below are some general reasons that may help you decide if a fixed deferred annuity is right for you. 

  • You’re looking for a principal and a minimum interest rate guarantee
  • You’re looking for guaranteed payouts that can last your entire lifetime 
  • You want a set monthly payout to cover living expenses, such as mortgage and utility payments 
  • You do not want your account balance to vary with stock market fluctuations 
  • You’re looking for tax deferral on your earnings
  • You want to be able to access your funds if the need to do so arises

To learn more about how a fixed deferred annuity can help you reach your retirement goals, contact your financial professional. Or, you can call us toll-free at: 888 GENWORTH (888 436.9678).